Tennessee's Leading Bankruptcy Law Firm

At Clark & Washington’s Knoxville’s office, our experienced attorneys guide thousands of clients each year through the bankruptcy process to stop debt and start fresh.

 
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Knoxville’s Trusted Path to Debt Relief and a Fresh Start

At the Knoxville office of Clark & Washington, we know that the weight of financial instability can feel impossible to carry. When debt spirals out of control, it doesn't just affect your bank account, it takes a toll on your peace of mind, your family life and your hopes for the future. Our dedicated legal team is here to provide the clarity and compassionate advocacy you need to navigate the bankruptcy process. You don’t have to face these challenges by yourself. Every year, thousands of our neighbors in Knoxville turn to us for the expert guidance and support required to reclaim their financial independence.

Contact us for a free consultation on:

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Our Commitment to You

Guiding Knoxville Families Toward
Financial Peace

We believe that financial struggles should not define your future. Our goal is to provide the tools and advocacy necessary to restore your dignity and help you start over. When you partner with us, we offer:

  • A safe, compassionate space to discuss your financial challenges openly.
  • Straightforward evaluations of both bankruptcy and non-bankruptcy choices.
  • Attorneys who are deeply invested in your long-term success and well-being.
  • A customized strategy to help you keep your home, your car, and your peace of mind. 


No pressure. No embarrassment. Just a path forward.



Our Approach to Debt Relief

Ending the Cycle of Debt So You Can Focus on the Future

Our Knoxville legal team delivers both instant protection and sustainable financial recovery. Through expert legal advocacy and custom-tailored strategies, we manage every detail of your filing from the initial consultation

  • Silence harassing debt collectors & stop the constant phone calls.
  • Secure your vehicle and prevent immediate repossession.
  • Halt foreclosure proceedings to keep your family in your home.
  • Release wage garnishments take home your full paycheck.
  • Shield your personal property and hard-earned assets.
  • Permanently discharge or restructure unmanageable debt
  • Lay the groundwork for a stronger credit score.

Our Services

Chapter 7

A Rapid Path to Total Debt Elimination

This is a highly effective solution for those burdened by high-interest credit cards, medical expenses or unsecured personal loans. Chapter 7 bankruptcy is designed to provide a clean slate for individuals seeking a complete financial reset.

How Chapter 7 Empowers You:

  • Eliminate most unsecured liabilities once and for all.
  • Halt legal actions and wage seizures immediately upon filing.
  • Retain your necessary possessions through state and federal exemptions.
  • Achieve a full discharge in roughly 3 to 4 months.


Efficient. Decisive. Transformative.

Chapter 13

Strategic Debt Reorganization and Asset Defense

Designed for individuals who want to protect their homes and vehicles while catching up on missed payments through a manageable schedule. Chapter 13 allows you to restructure your finances without the fear of losing what you’ve worked for.

The Benefits of Chapter 13:

  • Provide an immediate stay on foreclosure sales to keep your family in your home.
  • Resolve arrears on mortgages, auto loans, and tax obligations.
  • Merge multiple debts into a single, budget-friendly monthly payment.
  • Ensure you keep your house, car & other  property throughout the process.

A structured, secure route to financial health.

Emergency Bankruptcy Filing

If you are in the middle of a financial crisis, you don’t have time to wait. Our attorneys are equipped to initiate emergency filings immediately to ensure you are protected from aggressive creditor actions the very same day you visit us.

Our rapid-response team helps you stop:

  • Imminent Repossessions: Secure your transportation before it’s gone.
  • Active Garnishments: Protect your earnings from being diverted to debt collectors.
  • Scheduled Foreclosure Sales: Use federal law to save your residence.
  • Harassing Lawsuits: End the stress of constant legal pressure and phone calls.

Debt Relief Counseling

We believe in finding the most effective solution for your unique situation, which may or may not involve bankruptcy. Our Knoxville office provides a candid assessment of your finances so you can make an informed decision with confidence.

During your consultation, we explain:

  • The differences between bankruptcy and non-bankruptcy options.
  • How each path will impact your credit and future goals.
  • Which strategy offers the quickest and healthiest path to recovery.

 

You deserve a plan tailored to your needs with no pressure, no judgment, just the right solution for you.

How We Help You Start Over in 4 Simple Steps

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Start with a Free Consultation

Share your story with our experienced legal team. We’ll take the time to understand your situation and provide an honest assessment of your options so you can make an informed decision with confidence.

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Crafting a Targeted Solution

Every financial situation is different. We create a legal plan specifically tailored to protect what matters most to you whether that is keeping your vehicle, protecting your paycheck or wiping the slate clean.

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End-to-End Case Management

We take the burden off your shoulders by handling all filings, documentation and creditor interactions. Our Knoxville office ensures every detail is managed professionally, giving you the peace of mind you deserve.

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Embracing Your New Beginning

The end of your case is the start of your new life. We offer the support and resources necessary to help you rebuild your credit and maintain a debt-free lifestyle for years to come.

Why We're Trusted in Knoxville

Proven Track Record: Benefit from our firm’s extensive history of successful bankruptcy filings.

Multilingual Assistance: We are proud to offer full support for our Spanish-speaking community.

Accessible Legal Fees: Our flexible payment structures make it easier for you to get started on your recovery.

Local Court Insight: We understand the specific nuances of the Knoxville legal landscape and its trustees.

Judgment-Free Advocacy: You’ll find a supportive team dedicated to your success, not your past mistakes.

Modern Meetings: Schedule your appointment via video chat, telephone, or in person for your convenience.

Who We Advocate
For

Financial hardship doesn’t discriminate, and neither do we. We provide a path forward for:

  • Families navigating the stress of a job transition or layoff.
  • People buried under the weight of high-interest credit cards or medical debt.
  • Homeowners looking for a legal way to stop an upcoming foreclosure.
  • Workers who need to protect their paychecks from aggressive creditors.
  • Parents trying to provide stability while facing financial uncertainty.
  • Small business owners seeking to reorganize or resolve business liabilities.

 

Spanish Services​

 

Servicios en Español Disponibles

Para nuestros clientes hispanohablantes:

Consultas en español
Ayuda con documentos
Explicación clara del proceso
Representación completa durante todo el caso

Estamos aquí para apoyarlo con respeto y compasión.

Schedule Your No-Cost Case Evaluation

Meet Our Tennessee Based Attorneys

Meet the lawyers dedicated to guiding you through bankruptcy with experience, clarity and care.

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Dylan Manning

Attorney
colton-hobbs-Chattanooga-TN

Colton Hobbs

Attorney
headshot-for-jennifer-schilling-bankruptcy-lawyer-knoxville-tn

Jennifer Schilling

Attorney
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Avery Israel

Attorney

Hear from Our Satisfied Knoxville Area Clients

Contact Us

Unsure if bankruptcy is the right move for your financial future? Our Knoxville attorneys are here to provide the direct answers and dedicated support you deserve. Complete the form to take the first step! Remember, your consultation is free, and your information is always kept confidential.

File your case over the phone.

We’re always here when you need us—day or night.

Over 40+ Years of Experience

Trusted legal guidance from leading Tennessee's bankruptcy firm.

Send Us a Message

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Video & Podcast Library

Explore our video and podcast library for clear, straightforward answers to your bankruptcy questions—anytime, anywhere.

Contact Us

Have questions about bankruptcy or wondering if it’s the right option for you? Our experienced team is here to provide clear answers and personalized support. Fill out the form to get started—your consultation is free, and your information is always kept confidential.

24/7 Availability

We’re always here when you need us—day or night.

Over 35 Years of Experience

Trusted legal guidance from Georgia’s leading bankruptcy firm.

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Recently Asked Questions

No. While bankruptcy does impact your credit, many people see improvements within a year by managing debt responsibly after filing.
In many cases, yes. Especially under Chapter 13, you may be able to keep your assets while catching up on missed payments.
Chapter 7 eliminates most unsecured debt quickly. Chapter 13 sets up a payment plan to repay debts over time while keeping assets.
Chapter 7 typically takes 3–6 months. Chapter 13 repayment plans usually last 3 to 5 years.
In most cases, no. Bankruptcy is public record, but employers are rarely notified unless wage garnishment is involved.
Costs vary by case and chapter. We offer free consultations to review your situation and explain all fees up front.